(By Aryavart International University, India)
Dr. A.K.S. Rana
Vol. 4, Jul-Dec 2017
Abstract:
Bijnor leads the high score in terms of female literacy with a rate of 63.91 per cent in Uttar Pradesh. Women in Bijnor enjoy greater accessibility to formal sector jobs due to improved access in educational attainment. Working women are considered to be financially literate with positive financial attitude. But however, while establishing a firm foothold in literacy and social status, women in Bijnor seem yet to identify their role and participation in financial decision making and management. Financial literacy and proper financial attitude are essential tools for attaining financial wellbeing and Economic empowerment. The present study conducted among working women of Bijnor, examines whether women while attaining basic literacy and being placed in occupations with large salary, exhibit the rationality and intelligence in optimally managing money and finances in day-to-day affairs.